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Monthly Archives: February 2012
HOW DO I SAVE ON MY HOMEOWNER’S INSURANCE?
Everyone would like to save money, especially these days. The following suggestions may help you put more money in your pocket: 1. Higher Deductibles – you can lower your premium by raising your deductible. 2. New Home Discount – If your … Continue reading
Posted in Homeowners Insurance, How Does Insurance Work
Tagged higher deductible, home renovations
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What Is Comprehensive Insurance Coverage?
Comprehensive coverage is optional car insurance protection,including glass, front, side and rear windows. It is the portion of car insurance protection that pays out if your car is stolen. Usually it covers windshield repair or replacement. It also covers damage … Continue reading
Posted in Auto Insurance, How Auto Insurance Works
Tagged falling trees, stolen car, vandalism
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Some Vehicles Cost More Than Others to Insure
Insurance companies consider the likelihood that a particular vehicle will be stolen, vandalized, or involved in an accident. They also track the costliness of repairs and statistics. In addition to the statistics, insurance companies consider their own experience with claim … Continue reading
Posted in Auto Insurance, How Auto Insurance Works
Tagged cost of repairs, higher premiums, statistics
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Homeowners Insurance Coverage
Along with owning a home comes the task of obtaining homeowners insurance on your home. This coverage protects the home from such things as fire, natural disaster, robbery, among others. A homeowners policy pretty much covers the home itself and … Continue reading
Posted in Homeowners Insurance, How Does Insurance Work
Tagged coverage, homeowners policy, owning a home
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What Makes Auto Insurance so Expensive?
Liability protection is a big chunk of your premium on your auto insurance policy. It consists of property protection and bodily injury protection. It is important to have coverage in these areas. The minimum coverage you should obtain is $100,000 … Continue reading
SAVE YOUR LIFE BY NOT TEXTING WHILE DRIVING
We’re in the days of modern technology with the luxury and convenience of cell phones. Try going to a mall and finding no one using their cell phone. It won’t happen! Now try looking around while driving to find no one using their … Continue reading
Steps to Take When Involved In an Accident
It’s a busy world out there – cars on the road everywhere. Auto accidents are common sites every day. Therefore, it is important to have the proper auto insurance coverage. If you are involved in an unfortunate event such as … Continue reading
Types of Homeowners Insurance Policies
If you own your own home, it is important that you have homeowners insurance to cover your investment. In most states, home policies are referred to as HO1, HO2, HO3, H05, and H08. HO6 refers to condo owners and HO4 … Continue reading
Posted in Homeowners Insurance, How Does Insurance Work, Renters Insurance
Tagged HO1, HO2, HO3, HO4, HO5, HO6, HO8
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Buying Auto Insurance For the First Time
Understanding how it all works will help you get through your first purchase of auto insurance. You can expect your auto insurance to be higher in the beginning due to the fact you represent an unknown entity for the auto … Continue reading