Category Archives: Classic/Antique Auto Insurance

School Bus Safety

On our morning commute to work each day, we frequently see school buses picking up students for school.  How many times have you seen someone pass a stopped school bus? It is not only dangerous, it is against the law.  It … Continue reading

Posted in Auto Insurance, Classic/Antique Auto Insurance, How Auto Insurance Works, How Does Insurance Work | Tagged , , | Leave a comment

G-N AGENCY FOR YOUR AUTO AND HOME INSURANCE NEEDS

G-N Agency located at 1008 Union Road (Southgate Plaza – Rear), West Seneca, NY 14224 near Buffalo, N.Y. is your Good-News Agency! We insure the entire Western New York region, including Erie county, Niagara county, Orleans County, Wyoming County, Cattaragus … Continue reading

Posted in Auto Insurance, Business Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Flood Insurance, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Life/Disability/Annuity Ins | Tagged , , | Leave a comment

How do I Prevent Drinking and Driving?

An estimated 11,773 people died in alcohol-impaired traffic accidents in 2008.  It is now 2011 and the estimated number is increasing.  Its not just about the number though. What about the pain and suffering of the husbands and wives who have lost … Continue reading

Posted in Auto Insurance, Classic/Antique Auto Insurance | Tagged , , | Leave a comment

Using Your Cell Phone While Driving

Everywhere you look these days, people are talking on their cell phones.  We wonder how we got by years ago without this new technology.  Cell phones are great when it comes to convenience, saving time and keeping you connected with … Continue reading

Posted in Auto Insurance, Classic/Antique Auto Insurance | Tagged , , | Leave a comment

How Much Will I Get Back if I Cancel My Policy Early?

Insurance policies and premiums are calculated for 6 months or one year. (Some companies only write a 6 month policy) If you cancel your insurance midterm ,  you will be refunded the unearned premium.  It is calculated on a prorated basis, so you will get a refund for any and all unearned premium.  Get a … Continue reading

Posted in Auto Insurance, Business Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Flood Insurance, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Life/Disability/Annuity Ins, Renters Insurance, RV/Boat/Motorcycle Ins | Tagged | Leave a comment

Tips to Reduce Your Insurance Costs

There are many ways to lower the cost of insurance premiums.  Everyone should agree, especially with the economy the way it is, we want to pay as little as possible for the best insurance coverage. By calling your local insurance agent … Continue reading

Posted in Auto Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Renters Insurance, RV/Boat/Motorcycle Ins | Tagged , , | Leave a comment

Why Do Certain Vehicles Cost More to Insure than Others?

Insurance companies consider the likelihood that a particular vehicle will be stolen, vandalized, or involved in an accident.  They also track the costliness of repairs and statistics.  In addition to the statistics, insurance companies consider their own experience with claim … Continue reading

Posted in Auto Insurance, Classic/Antique Auto Insurance, How Auto Insurance Works, How Does Insurance Work, RV/Boat/Motorcycle Ins, Uncategorized | Tagged , , , , | Leave a comment

How Do Insurers Decide Whether to Total My Car?

The decision of the insurance company to total a car depends on the extent of the damage after an accident.  Car insurance companies look into several factors when deciding whether to total your car, including:  list value, repair estimates, salvage … Continue reading

Posted in Auto Insurance, Classic/Antique Auto Insurance, How Auto Insurance Works | Tagged , , , | Leave a comment

Who Pays for the Rental My Family Is In While Our House is Being Repaired Due To Damage?

The loss of use provision in your homeowners insurance policy should cover any additional living expenses, such as temporary housing, that you incur while your home is being repaired.  However, coverage may be limited either to a few months or … Continue reading

Posted in Auto Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Renters Insurance | Tagged | Leave a comment

Personal Umbrella Policy

The world has become a riskier place.  Lawsuits are growing in frequency and size.  These days, you don’t have to be a millionaire to be sued like one.  Even if you have the highest limits available to you under your … Continue reading

Posted in Auto Insurance, Business Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Flood Insurance, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Life/Disability/Annuity Ins, Renters Insurance, RV/Boat/Motorcycle Ins, Uncategorized | Tagged , | Leave a comment