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Category Archives: Flood Insurance
G-N AGENCY FOR YOUR AUTO AND HOME INSURANCE NEEDS
G-N Agency located at 1008 Union Road (Southgate Plaza – Rear), West Seneca, NY 14224 near Buffalo, N.Y. is your Good-News Agency! We insure the entire Western New York region, including Erie county, Niagara county, Orleans County, Wyoming County, Cattaragus … Continue reading
Posted in Auto Insurance, Business Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Flood Insurance, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Life/Disability/Annuity Ins
Tagged auto and home insurance, free quote, insurance agent
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How Much Will I Get Back if I Cancel My Policy Early?
Insurance policies and premiums are calculated for 6 months or one year. (Some companies only write a 6 month policy) If you cancel your insurance midterm , you will be refunded the unearned premium. It is calculated on a prorated basis, so you will get a refund for any and all unearned premium. Get a … Continue reading
Posted in Auto Insurance, Business Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Flood Insurance, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Life/Disability/Annuity Ins, Renters Insurance, RV/Boat/Motorcycle Ins
Tagged cancel policy refund
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Are Damages Caused by Storms and Severe Weather Covered?
Are you prepared for severe weather conditions when it comes to being covered by homeowners insurance? Many people are misled or confused as to what is covered and what isn’t on their homeowner’s policy. Some just assume they are covered … Continue reading
What’s NOT Covered With My Homeowner’s Policy
All homeowner’s policies list disasters that are not covered. Here are some of the most common: - flood or underground water - earthquakes - mudslides - birds, rodents, insects or domestic animals - settling or deterioration of the home’s structure … Continue reading
Personal Umbrella Policy
The world has become a riskier place. Lawsuits are growing in frequency and size. These days, you don’t have to be a millionaire to be sued like one. Even if you have the highest limits available to you under your … Continue reading
Posted in Auto Insurance, Business Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Flood Insurance, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Life/Disability/Annuity Ins, Renters Insurance, RV/Boat/Motorcycle Ins, Uncategorized
Tagged personal umbrella policy, umbrella policy
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Terrorism Insurance Coverage
You should know that, effective November 26, 2002, any losses resulting from certified acts of terrorism would be partially reimbursed by the United States under a formula established by federal law. However, your policy may contain other exclusions which may … Continue reading
If Sump Pump Fails After Lightning Strikes, Is Damage In Basement Covered?
In most cases yes. Damage caused by lightning is covered under your policy. However, you should be aware that water damage caused solely by the failure of your sump pump is typically not covered and there may be limits on … Continue reading
Homeowners Insurance Policy Cancelled after Claim
Normally most insurance policies will only be canceled if the policy holder fails to pay the premium or files fraudulent claims, policy holder is convicted of a crime, making changes to the property causing the property not to be insurable or if they create unsafe conditions … Continue reading
EFT (Automatic Payment Withdrawal from your Checking/Savings/Debit Account
The insurance companies that we work with will allow you to pay your premiums directly out of your checking/savings/debit account with monthly payments and no service charge. The EFT withdrawal date is chosen by you and the EFT can be … Continue reading
Posted in Auto Insurance, Business Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Flood Insurance, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Life/Disability/Annuity Ins, Renters Insurance, RV/Boat/Motorcycle Ins, Uncategorized
Tagged Automatic Payment Withdrawal, EFT
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Flood
Your homeowners policy more than likely does not include any coverage for loss caused by: 1. flood, surface water, waves, tidal water, overflow of a body of water, or spray, all whether driven by wind or not 2. water which backs up … Continue reading