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Category Archives: RV/Boat/Motorcycle Ins
How Much Will I Get Back if I Cancel My Policy Early?
Insurance policies and premiums are calculated for 6 months or one year. (Some companies only write a 6 month policy) If you cancel your insurance midterm , you will be refunded the unearned premium. It is calculated on a prorated basis, so you will get a refund for any and all unearned premium. Get a … Continue reading
Posted in Auto Insurance, Business Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Flood Insurance, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Life/Disability/Annuity Ins, Renters Insurance, RV/Boat/Motorcycle Ins
Tagged cancel policy refund
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Tips to Reduce Your Insurance Costs
There are many ways to lower the cost of insurance premiums. Everyone should agree, especially with the economy the way it is, we want to pay as little as possible for the best insurance coverage. By calling your local insurance agent … Continue reading
Why Do Certain Vehicles Cost More to Insure than Others?
Insurance companies consider the likelihood that a particular vehicle will be stolen, vandalized, or involved in an accident. They also track the costliness of repairs and statistics. In addition to the statistics, insurance companies consider their own experience with claim … Continue reading
Personal Umbrella Policy
The world has become a riskier place. Lawsuits are growing in frequency and size. These days, you don’t have to be a millionaire to be sued like one. Even if you have the highest limits available to you under your … Continue reading
Posted in Auto Insurance, Business Insurance, Classic/Antique Auto Insurance, Dwelling Fire/Rental/Empty Bldg, Flood Insurance, Homeowners Insurance, How Auto Insurance Works, How Does Insurance Work, Life/Disability/Annuity Ins, Renters Insurance, RV/Boat/Motorcycle Ins, Uncategorized
Tagged personal umbrella policy, umbrella policy
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Difference Between Car Insurance Cancellations and Non- Renewals
Each state has laws concerning cancelling auto insurance. A cancellation is when a company terminates a policy before the expiration date, while a non-renewal is a notification that the carrier will not renew the policy once the term is up. Generally, … Continue reading
Does My Car Insurance Cover Me in Canada
Just as the United States, Canada’s laws require that motorists carry auto insurance to legally operate a vehicle. Generally, your U.S. policy provides you coverage in Canada. What U.S. drivers want to note is that the laws and penalties can … Continue reading
Lower Insurance Rate after DUI
A DUI (Driving Under the Influence) is when your blood alcohol content is more than .05% but less than .08%. If you consume more than 2 drinks per hour, the likelihood is that you are impaired if you weigh approximately … Continue reading
What Changes Should I Notify My Car Insurance Company About
There are many changes that you should notify your auto insurance company about including new address, getting married, switching vehicles, retirement or adjustment in vehicle use and vehicle replacement. Some insurers do allow a certain amount of time when replacing a … Continue reading
Texting and Driving: a Dangerous Combination
Texting while driving is a growing concern with costly and tragic consequences. Generally associated with young drivers, this behavior is crossing all age groups and conscientious drivers. New York law which took effect November 1, 2009, prohibits the use of all … Continue reading