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BEING HELD RESPONSIBLE WHEN IN AN AUTO ACCIDENT
If I have the state-required minimum liability limits, can I be held responsible for any damages above that amount? If you are involved in an at-fault accident and the property or liability damages exceed your policy limits, you can and … Continue reading
Posted in Auto Insurance, How Auto Insurance Works, How Does Insurance Work
Tagged liability, limits, requirements
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Bodily Injury Liability and Property Damage Liability
If you are legally responsible for accidentally injuring someone or for damaging another vehicle or other property in an auto accident, auto liability insurance coverage pays for the damage. Auto liability coverage falls into two categories. The first category is bodily … Continue reading
Do Different Dog Breeds Make Insurance Rates Increase?
Each insurance company has their own ratings on their classification of “dangerous ” breeds. If you own a dog which is on their particular list, yes, your insurance premium may be higher. Some insurance companies may even deny coverage to … Continue reading
What Does Homeowner’s Insurance Protect Against?
Most often, homeowner’s insurance will cover replacing your home and personal property up to certain limits. Most disasters are covered, with the exception of earthquakes or flooding, and homeowner’s policies do not cover the normal aging of your house. Homeowner’s … Continue reading